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In 1959, the bank made over what $25 million by providing FHA and VA home mortgages to viewers. Prior to the 1960s the State banking laws prohibited banks from locating in other counties, even so changed negative effects time and Hudson City opened their first branch in Bergen County in Waldwick. This was only the getting into. In the 1970s, their bank opened 37 branches in 12 counties. In 1978, when the bank account moved their headquarters to Bergen County their total deposits and assets were over $1.1 billion.

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